Business Owners
Perfect for delis that need business interruption, food spoilage and liability protection.
$79+/month
Business Owners includes:
- General Liability
- Business Property
- Loss of Income
- Food Spoilage
Workers Comp
Protect your employees and business with Workers Comp insurance specifically for Delis
$129+/month
Workers Comp includes
- Employee Injury
- Employee Disease
- Employee Lost Wages
- Employee Medical Bills
Cyber Liability
If you take credit card payments, have a website, or use a POS, this coverage is for you.
$19+/month
Cyber Liability Covers
- Cyber scams
- Ransomware
- Reputational Harm
- Business Interruption
Frequently asked questions about Deli Insurance
How much does deli insurance cost in Westchester?
Deli insurance costs depend on your location, size, and staff. A small deli in Yonkers may pay less than a larger White Plains operation with catering or delivery services. On average, Deli owners can expect to pay between $1,500 and $3,500 a year for smaller operations to upwards of $10,000 for catering and larger operations. You can save 15–25% by packaging multiple coverages with Insure My Deli
Why is deli insurance more expensive in Westchester and NYC?
While insurance costs vary by business, Westchester delis often lease larger spaces, while NYC delis have higher landlord insurance requirements. both factors can increase costs. Packaging coverages through Insure My Deli helps reduce those expenses by up to 25%.
How long does it take to get a deli insurance quote?
because we have a specialized program, most deli owners can get a tailored quote in 10 to 15 minutes. The process is quick and designed specifically for deli businesses, so you don’t waste time filling out irrelevant details.
Do you insure both bodegas and sandwich shops in New York?
Yes! Insure My Deli specializes in insuring all types of delis, from Manhattan bodegas to Brooklyn sandwich shops to family-run delis in Queens and the Bronx. If it’s a deli in New York City, Westchester or Fairfield County we have coverage for it.
What sets your Insure My Deli apart from other insurance programs?
Insure My Deli is a program designed specially for Deli owners in NYC, Westchester and Fairfield Counties. Our program is backed by Refine Risk, a licensed insurance agency based in Tuckahoe NY serving the local community since 2003.